How is the US credit crunch impacting your economy?

The US economy is mired in a slowdown, Wall Street allegedly needs a bailout and stocks are on a roller coaster that is mostly headed down. What’s less clear is how all of this turmoil is impacting the media industry and your personal economy. A simple question was posed on one of my mailing lists over the weekend: Are you seeing a change in the business climate? The group had interesting answers.